About Arnie Fulmer

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So far Arnie Fulmer has created 7 blog entries.

8 Crucial Things You Probably Didn’t Know About Medigap Insurance Plan

You may have heard of how Medicare Supplement (Medigap) fills the gaps in healthcare coverage left by Original Medicare. But you probably didn’t know a few crucial things about it that may affect your coverage and finances. Sold by private insurance companies, including Medicare Supplement plan brokers in NV, Medigap is an excellent health plan that helps you meet the remaining parts of medical expenses that Original Medicare doesn't cover, such as deductibles, copays, and coinsurance. However, before buying it, you should understand its coverage to make the most of it. Here are a few crucial things you should know about Medigap: 1. To enroll in Medigap, you first must have Medicare Part A and Part B. 2. Medicare Supplement plan and Medicare Advantage Plan are not the same. Medicare Supplement, as the name [...]

By |2020-04-24T02:46:50-07:00April 24th, 2020|Medicare|0 Comments

Busting 5 Common Medigap Myths

A Medicare supplement or Medigap insurance plan is a private form of medical insurance that bridges the gaps left by Medicare. These gaps can be health care costs like co-pays, co-insurance, and deductibles. Medicare and Medigap can be complex. There are parts and plans that only the most experienced professionals can understand. There are also many myths and misconceptions about these plans. Read on to understand the truth about the 5 common myths about Medicare and Medigap. Myth 1 – Medicare is free for those above 65 years of age This is not true in most cases. The premium for Medicare Part B is typically paid as a deduction from your social security check. If you are not receiving social security, you can pay this quarterly. The amount is based on your [...]

By |2018-03-05T04:57:03-08:00March 5th, 2018|Medicare|0 Comments

Why should you consider burial insurance?

When one thinks of life insurance, perhaps the first thing that comes to mind is financial security to your loved ones in an event of your death. The insurance policies are not just about income source. Various plans can also take care of burial expenses. Yes, in case you are not aware, burial insurance covers the cost of funerals. The best part of this form of insurance is that your family doesn’t have to worry about all the expenses related to cremation, caskets, funerary services, embalming, and other things. The individuals already go through emotional toll in the case of the death of their loved one. On an average, the cost of funeral is around 10,000 dollars. This much amount often results in infighting, scrambling for money, or sibling rivalry. But, if [...]

By |2018-01-24T22:40:01-08:00January 24th, 2018|Uncategorized|0 Comments

Final expense insurance: Why is it important?

Death is inevitable! And after the death of individual comes funeral and burial costs. The immediate family members have to bear these expenses. To ensure their family members don’t face such issues, a lot of individuals choose final expense insurance. Expenses associated with often include embalming, headstone, hearse, and caskets. In some cases, the overall cost can cross 10,000 dollars. In fact, NFDA reported the average was more 8,343 dollars. And this was reported in 2012. You can imagine that price must have increased by now. If you have already purchased final expense insurance, you need not worry about this amount. Nor your family has to worry. Why shouldn’t you leave it on your family members? When a family member dies, the family is already suffering from the loss of a loved [...]

By |2017-12-29T03:12:10-08:00December 29th, 2017|Medicare|0 Comments

Mortgage protection services and why should you purchase it

Purchasing a home is one of the biggest life decisions for every individual. It is also a major commitment from financial point-of-view. To ensure that your family doesn’t suffer financially in case you die or face serious illness, you must choose a mortgage protection service. These plans cover most of some part of the monthly mortgage bill if you are unable to pay it due to one of the many reasons. Who should consider this plan? Well, it is a wise decision for every individual who takes out a mortgage to choose this plan. Usually, the individuals purchase the policy from their mortgage provider. But, it is a wise idea to shop around or consult a specialist for the best policy. What are its benefits? Your family need not worry about how [...]

By |2017-12-06T01:31:18-08:00December 6th, 2017|Medicare|0 Comments

Medicare Supplement Plans – Get Educated

When you are looking for a Medicare Plan that best suits your health needs, you may come across Medicare Supplements, also known as Medigap Plans. Since there are many plans, making an informed choice can be a bit of a challenge. In addition to selecting a plan, you also need to choose a provider. If you are wary of insurance companies and prefer to go directly to the provider in the hope of paying less and avoiding a sales pitch, you may be doing yourself more harm than good.You may have been told by a friend that you need to get an F plan, since it seems to give the most coverage and insurance company agents like to recommend it. The F plan is popular, but it is not the best value [...]

By |2016-12-23T19:14:58-08:00July 18th, 2016|Medicare|0 Comments

Savingsforseniors.org Is Now Fulmer Insurance Group!

  We have changed our brand! Savingsforseniors.org is now Fulmer Insurance Group. We still specialize in Medicare Supplement Plans,  Medicare Advantage, Life Insurance and Final Expense for residents in Arizona, California, Iowa, Michigan, Nevada, Oregon, Texas and Utah. We also work with clients to find affordable Life Insurance plans for Diabetics. At Fulmer Insurance Group, we are committed to helping you choose the right plans as well as providing guidance, whenever you have questions, to help you make the right choices and ask the right questions, in your moments of need. We believe in educating our clients so that they will have more choices and ultimately be happier with their chosen plans. We also do non-obligatory in-home appointments for your convenience, so feel free to give us a call at 702-595-4970 and speak [...]

By |2016-08-07T21:05:19-07:00May 26th, 2016|Uncategorized|0 Comments
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